will building abdominal muscles under the fat make the fat look less flabby?

I've lost 100 pounds and i'm trying to lose 20-30 more. I don't suppose I have too much loose, flabby skin to have lost that much weight, but I'm working on losing more & am afraid of what's going to happen. Will building some muscle under it make it look any better now and in the long run? Also, do pushups really help with boobs that have been left saggy from weight loss? I'm going to have corrective procedures done later on, but I won't be able to for years due to having to save the money

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